Creamy Taco Soup

Featured in: Home Meal Inspiration

This creamy taco soup combines seasoned ground beef, black beans, sweet corn, and bell peppers in a rich, cheese-laden broth. Simmered with taco spices, cumin, and smoked paprika, then finished with heavy cream and melted cheddar for ultimate comfort. Top with sour cream, cilantro, and tortilla chips for a complete Tex-Mex experience that's ready in under an hour.

Updated on Thu, 29 Jan 2026 08:57:00 GMT
Creamy Taco Soup simmering in a pot with ground beef, beans, and corn, garnished with green onions for a hearty Tex-Mex meal. Save
Creamy Taco Soup simmering in a pot with ground beef, beans, and corn, garnished with green onions for a hearty Tex-Mex meal. | assiftable.com

One Friday evening, my kitchen smelled like a taco truck had parked itself on my stove—ground beef sizzling, cumin and paprika filling the air, and suddenly my roommate appeared asking what smelled so good. That's when I realized this creamy taco soup wasn't just dinner; it was the kind of dish that stops people mid-conversation. It's bold and comforting at once, the way good food should be, especially when you're craving something hearty but don't want to spend all evening cooking.

I made this for my sister on a random Tuesday night when she was having the kind of week where nothing feels manageable, and watching her face light up when she tasted it reminded me why I actually love cooking. The soup disappeared, the bowls got passed back with requests for more, and we ended up talking until the pot was empty. Sometimes the most important dishes aren't the fancy ones—they're the ones that show up when someone needs warmth.

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Ingredients

  • Ground beef (500 g): Use 80/20 blend for the best flavor without excess grease pooling on top—ground turkey works too if you prefer something lighter, though you'll lose a bit of that rich, savory backbone.
  • Yellow onion and garlic (1 medium and 2 cloves): These form the flavor foundation, so don't skip the mincing step; larger pieces stay too firm in the final soup.
  • Red bell pepper (1): The sweetness balances the heat and spices, plus it adds visual brightness to every bowl.
  • Canned diced tomatoes (400 g): Keep them canned—fresh ones won't break down properly in the time frame, and you'll lose their juice which adds body to the soup.
  • Corn and black beans (400 g each): Drain both thoroughly so you're not adding watery liquid that dilutes the flavors you're carefully building.
  • Chicken or beef broth (750 ml): Low-sodium is essential because taco seasoning already has salt, and store-bought broth varies wildly in saltiness.
  • Heavy cream (200 ml): This is what transforms the soup from tasty to luxurious; don't use half-and-half thinking it'll work the same way because it won't achieve that velvety finish.
  • Cheddar cheese (100 g): Shred it fresh if you have time—pre-shredded versions have anti-caking agents that make melting less smooth.
  • Taco seasoning, cumin, smoked paprika, chili powder: The spice blend is where personality lives; taste as you go because heat levels vary by brand and your preferences might differ from mine.

Instructions

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Brown the meat:
Heat your pot over medium-high and let the ground beef do its thing until it's no longer pink, breaking it into small crumbly pieces as it cooks. Once it's done, drain any excess fat pooling on top—you want flavor, not grease slides on your tongue.
Build the aromatics:
Toss in your diced onion, garlic, and bell pepper, letting them soften and become fragrant over about four to five minutes. You'll know it's ready when the onion turns translucent and your kitchen smells like a taco stand.
Toast the spices:
Stir in all your seasonings and cook for just one minute—this wakes them up and deepens their flavors instead of letting them sit dormant in a cold mix. That quick heat makes a noticeable difference in the final taste.
Add the volume:
Pour in your tomatoes with their juice, the drained corn and beans, and your broth, stirring everything together and bringing it to a gentle boil. A gentle boil matters here because vigorous boiling can make things taste thin and beaten down.
Let it simmer:
Reduce the heat and give it fifteen minutes to meld and develop, stirring occasionally so nothing sticks to the bottom. You're not rushing; you're letting the flavors get to know each other.
Finish with cream and cheese:
Lower the heat further, then slowly stir in the heavy cream and shredded cheese until everything melts into a cohesive, creamy soup. Cook just two to three more minutes—never let it boil after the cream goes in or it can separate.
Taste and serve:
Give it a final taste, adjust salt or heat if needed, then ladle it into bowls and load them with toppings. Green onions, extra cheese, sour cream, cilantro, tortilla chips—whatever calls to you.
Creamy Taco Soup in rustic bowls, topped with melted cheddar, sour cream, and tortilla chips alongside lime wedges for dipping. Save
Creamy Taco Soup in rustic bowls, topped with melted cheddar, sour cream, and tortilla chips alongside lime wedges for dipping. | assiftable.com

There's something about a soup that feels like a hug you can eat, and this one landed in my regular rotation because it asks so little and gives so much. It's taught me that comfort doesn't have to be complicated.

Playing with Heat

If you want to turn up the temperature, jalapeños are your friend—dice them fine and add them when you sauté the onions and peppers so they soften slightly and distribute their heat evenly. Some people use hot chili powder instead of mild, and I respect that, but I prefer adding fresh heat so I can taste the depth of the other spices underneath. Start small and taste as you go; it's easier to add heat than remove it.

Vegetarian and Dietary Flexibility

Leaving out the ground beef doesn't weaken this soup if you're willing to add an extra can of beans and let them simmer long enough to start breaking down slightly—that gives you body and heartiness without meat. A plant-based ground meat works well too if you want the texture without the animal product, though I'd brown it separately first to get some color and caramelization going. This soup adapts beautifully to what you have or what you're craving on any given day.

Toppings That Change Everything

The toppings aren't decoration; they're essential players that transform each spoonful. A squeeze of fresh lime brightens everything, crushed tortilla chips add textural contrast, and a dollop of sour cream cools and rounds out the heat. Some people think toppings are optional, but I've learned they're where you personalize the experience.

  • Avocado slices add richness and creaminess that complements the soup's texture beautifully.
  • Fresh cilantro isn't just pretty—it adds a grassy brightness that lifts the whole dish.
  • A bowl of toppings on the side lets everyone customize their own experience, which feels more generous than ladling identical bowls.
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Rich Creamy Taco Soup steaming in a Dutch oven, featuring diced bell pepper and cilantro garnish on a cozy winter night. Save
Rich Creamy Taco Soup steaming in a Dutch oven, featuring diced bell pepper and cilantro garnish on a cozy winter night. | assiftable.com

This soup has become the dish I make when I want to feed people something that tastes like I spent hours on it without actually sacrificing my whole evening. That's real kitchen magic.

Recipe Questions & Answers

Can I make this soup ahead of time?

Yes, prepare the soup completely and store in the refrigerator for up to 3 days. Reheat gently on the stovetop, adding a splash of broth if needed to restore consistency.

What can I substitute for heavy cream?

Use half-and-half for a lighter version, or coconut cream for a dairy-free alternative. Greek yogurt stirred in at the end also works well.

Can I freeze this soup?

Freeze the soup before adding cream and cheese. Thaw completely, reheat, then stir in the dairy ingredients fresh for best texture and flavor.

How can I make this spicier?

Add diced jalapeños with the vegetables, increase chili powder, or stir in hot sauce to taste. Fresh serrano peppers also add excellent heat.

What ground meat works best?

Ground beef provides rich flavor, but ground turkey or chicken work well for a leaner option. For vegetarian, use plant-based crumbles or double the beans.

Can I use dried beans instead of canned?

Absolutely. Cook 200g dried black beans until tender before adding to the soup. This adds more flavor and reduces sodium content.

Before You Start Cooking 👇

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Creamy Taco Soup

Rich soup with bold taco flavors, ground beef, beans, corn, and creamy cheddar. Ready in 45 minutes.

Prep Time
15 minutes
Time to Cook
30 minutes
Time Needed
45 minutes
Recipe by Mia Langston


Skill Level Easy

Cuisine Tex-Mex

Portions 6 Number of Servings

Dietary details None specified

Required Ingredients

Proteins

01 1 pound ground beef or ground turkey

Vegetables

01 1 medium yellow onion, diced
02 2 cloves garlic, minced
03 1 red bell pepper, diced
04 1 can (14 ounces) diced tomatoes with juice
05 1 can (14 ounces) sweet corn, drained
06 1 can (14 ounces) black beans, drained and rinsed
07 2 green onions, sliced for garnish

Dairy

01 ¾ cup plus 2 tablespoons heavy cream
02 1 cup shredded cheddar cheese, plus more for garnish

Liquids

01 3 cups chicken or beef broth

Spices and Seasonings

01 2 tablespoons taco seasoning
02 1 teaspoon ground cumin
03 1 teaspoon smoked paprika
04 ½ teaspoon chili powder
05 ½ teaspoon salt
06 ¼ teaspoon black pepper

Optional Toppings

01 Sour cream
02 Fresh cilantro, chopped
03 Crushed tortilla chips
04 Lime wedges
05 Avocado slices

Directions

Step 01

Brown the meat: In a large soup pot or Dutch oven, cook the ground beef over medium-high heat until browned and crumbly. Drain excess fat if needed.

Step 02

Sauté the vegetables: Add the diced onion, garlic, and bell pepper. Sauté for 4 to 5 minutes until softened.

Step 03

Bloom the spices: Stir in the taco seasoning, cumin, smoked paprika, chili powder, salt, and pepper. Cook for 1 minute until fragrant.

Step 04

Build the soup base: Add the diced tomatoes with juice, corn, black beans, and broth. Stir well and bring to a gentle boil.

Step 05

Simmer the soup: Reduce heat and simmer for 15 minutes, stirring occasionally.

Step 06

Create the creamy finish: Lower the heat, then stir in the heavy cream and shredded cheddar cheese. Cook for 2 to 3 more minutes, until the cheese is melted and the soup is creamy. Do not boil after adding cream.

Step 07

Season and serve: Adjust seasoning if needed. Ladle into bowls and garnish with green onions, extra cheese, and your choice of toppings.

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Equipment You'll Need

  • Large soup pot or Dutch oven
  • Wooden spoon or spatula
  • Chef's knife
  • Cutting board
  • Ladle

Allergy Info

Review every ingredient for potential allergens and reach out to a health expert if you’re uncertain.
  • Contains dairy: heavy cream and cheddar cheese
  • May contain gluten: verify labels on store-bought broth and taco seasoning
  • May contain soy: check store-bought taco seasoning labels
  • Contains corn: canned corn and tortilla chips if used as topping
  • Contains legumes: black beans

Nutrition details (per serving)

These values are for guidance and don’t substitute medical recommendations.
  • Energy (kcal): 485
  • Fat content: 28 g
  • Carbohydrates: 29 g
  • Proteins: 27 g

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